Low APR Credit Card Applications
The annual percentage rate abbreviated as APR is the way of stating the interest rate you will pay if you carry over a balance, take out a cash advance, or transfer a balance from another card. The APR states the interest rate as a yearly rate. If you sometimes carry over a balance from month to month, you may be more interested in a card that carries a lower APR. If you expect to use your card to get cash advances, you might want to look for a card that carries a lower APR and lower fees on cash advances. Some cards charge a higher APR for cash advances than for purchases.